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Once the introductory period expires, the rate on a balance transfer card is usually higher than on a personal loan.
In addition to paying off your balance before the rate increases, you’ll want to avoid making further charges.
Look for a site that offers educational tools such as a credit score simulator or guidance on how to build credit.
Look for a site the offers educational tools such as a credit score simulator plus access to your credit report.The interest rate depends on your credit profile, and it usually doesn’t change during the life of the loan.Debt consolidation is only one of several strategies for paying off debt.Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate.Compare loans for debt consolidation and learn about your options for consolidating debt.